DeCard by DCS, formerly Diners Club Singapore, has introduced DeCard Luminaries, a premium Visa credit card built around stablecoin payments. The launch, unveiled at Token2049 Singapore 2025, marks a significant step in connecting digital assets with mainstream consumer finance.
The new product extends the original DeCard Visa card launched in May 2025, which allowed users to convert stablecoins like USDT and USDC for everyday spending. DeCard Luminaries raises the stakes by targeting Web3 professionals, C-Suite executives, and community leaders seeking seamless payments alongside lifestyle access.
Stablecoins Move Into the Spotlight
The launch comes at a time when stablecoins are gaining traction globally. According to the Bank for International Settlements, the market has more than doubled in two years, climbing from $125 billion to $255 billion as of June 2025. Meanwhile, regulatory clarity in the U.S. and Europe is improving, giving issuers stronger frameworks for operations and consumer protection.
Against this backdrop, DeCard Luminaries positions itself as a premium solution, reflecting rising demand for reliable digital payment rails. “We’re supporting the growing number of Web3 leaders who want a straightforward way to use digital assets in daily life without compromising on security or compliance,” said Joan Han, COO of DCS.
Global Reach Meets Lifestyle Perks
DeCard Luminaries offers global acceptance across Visa’s 150 million merchant locations, backed by one of the most competitive FX rates in the market. Members receive up to 10% cashback, capped at $200 monthly, alongside a higher spending limit designed for premium customers.
Beyond payments, cardholders enjoy benefits including 24/7 Visa Concierge services, two annual airport lounge visits, and travel accident insurance coverage of up to $1 million. Exclusive lifestyle perks include access to curated events, tailored offers, and special previews. The card is available in virtual format initially, with a premium metal edition expected later this year. An annual membership fee of $388 applies.
Visa’s Growing Role in Digital Assets
Visa, which has been expanding its digital currency strategy in recent years, sees stablecoins as pivotal in bridging traditional finance and blockchain.
“We’re pleased to deepen our partnership with DeCard by DCS with the launch of DeCard Luminaries, a stablecoin solution designed specifically for high-net-worth individuals and visionary Web3 founders,” said Adeline Kim, Visa Country Manager for Singapore & Brunei.
She added that Visa’s strategy revolves around scale, trust, and global reach. By embedding stablecoins into everyday commerce, the company is moving to meet consumer demand while setting the stage for the next wave of digital wealth adoption.
A Token2049 Debut
The Luminaries launch will be accompanied by a high-profile activation at Token2049 Singapore, one of the industry’s flagship events. Early members can claim a welcome package worth up to S$1,700, redeemable at the DeCard booth on October 1–2, 2025.
With the stablecoin sector maturing and demand for real-world applications accelerating, DeCard Luminaries could signal how crypto payments are evolving beyond speculation. The product blends stablecoin utility with premium privileges, offering a glimpse of how financial incumbents and blockchain innovators are reshaping consumer finance for the Web3 era.
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