Movement Network has signed a definitive agreement with Zoth to build a $1 billion cross-border payments corridor and stablecoin yield infrastructure for fintechs, neobanks and payment providers.
The deal places Zoth as Movement’s native real-world asset yield layer.
Under the agreement, partners building on Movement will be able to offer eligible users yield on stablecoin balances through Zoth’s zVault product, without structuring the underlying asset strategy themselves. Movement will provide the blockchain settlement layer, liquidity infrastructure and distribution network, while Zoth will supply the yield product and payment corridor infrastructure.
The announcement comes as Movement sharpens its focus on stablecoins, remittances and cross-border payments.
For users in emerging markets, the pitch is simple: stablecoins are already used as digital dollar accounts, but those balances often remain idle.
Movement and Zoth are trying to turn those balances into productive assets.
What the Movement – Zoth agreement covers
Zoth’s zVault is described as a yield-generating vault backed by investment-grade instruments. According to Movement, the product offers up to 12% yield with no lockup, with the underlying strategy linked to Brazilian credit card receivables settled through Visa and Mastercard acquiring infrastructure.
The vault will be launched on Movement.
Eligible partners would be able to integrate the product into their own apps while keeping the customer relationship.
Movement said Zoth has already processed more than $400 million in payment volume across South Asia, Southeast Asia and the Middle East and North Africa. The combined target for the Zoth-Movement ecosystem is $1 billion in payments volume.
The agreement also gives Movement exposure to regulated payment corridors.
Zoth previously signed a strategic partnership framework with Bakkt to support compliant cross-border stablecoin payments across emerging markets. That arrangement gave Zoth access to Bakkt’s U.S. licensing stack, including money transmitter licenses, a New York BitLicense and FinCEN MSB registration.
Through Bakkt and Movement, Zoth says it can serve users across all 50 U.S. states. The company has also secured a Money Services Business license in Canada, creating a route to serve diaspora payment flows.
The deal reflects a broader shift in stablecoins
Stablecoins are no longer being treated only as trading collateral or exchange liquidity. They are increasingly being used as payment, treasury and savings infrastructure, especially in markets where banking access is limited or local currencies are volatile.
Stablecoin transaction volumes reached $33 trillion in 2025, up 72% from the previous year, according to Artemis Analytics data cited by Bloomberg Law. USDC accounted for $18.3 trillion of that total, while USDT recorded $13.3 trillion.
That scale has attracted payment companies, banks and fintechs.
For emerging-market users, however, dollar stablecoins solve only part of the problem.
They can help protect against local currency depreciation, but they do not automatically generate yield. Yield products have typically required access to brokerage accounts, regulated banking relationships or DeFi protocols that may carry higher complexity and risk.
Movement and Zoth are trying to package payment settlement and yield access into one infrastructure layer.
If it works, fintechs and neobanks could offer stablecoin savings-like products without becoming asset managers or building their own treasury desks.
The Movement-Zoth deal fits into a wider race to build stablecoin payment infrastructure
In March, Mastercard agreed to buy stablecoin payments infrastructure firm BVNK for up to $1.8 billion. Mastercard expects the acquisition to support cross-border remittances, business payments and payouts using stablecoins, citing speed, cost and availability as advantages.
OpenFX, a stablecoin-based foreign exchange and payments startup, also raised $94 million in March to expand in Southeast Asia and Latin America. The company said its annualized payment volume grew from $4 billion to $45 billion in a year, driven by demand from fintechs, neobanks and payroll providers.
Klarna has also moved into stablecoins.
The Swedish fintech announced plans to launch KlarnaUSD, a dollar-backed stablecoin designed to reduce cross-border payment costs. The token is being tested for a 2026 mainnet launch and will run on Tempo, the blockchain developed by Stripe and Paradigm.
The trend is also visible in emerging-market currency flows.
Turkish lira-pegged stablecoins became the second-most used stablecoins among clients of Zodia Markets in 2025, behind dollar-backed tokens. Zodia said lira-pegged stablecoins were faster, more reliable and cheaper than sending lira through correspondent banking rails.
The risk question – how yield is generated and how risk is disclosed?
A stablecoin yield product backed by receivables is different from holding a plain dollar stablecoin. It may involve credit risk, liquidity risk, FX hedging risk and jurisdictional risk, even when the underlying assets are described as investment grade.
Movement says Zoth’s product is backed by short-duration investment-grade credit card receivables with a 45-day average maturity, FX hedging to USD, MPC custody through Fordefi, multisig guardrails, audited smart contracts and real-time monitoring.
Those controls may help institutional partners assess risk.
But they do not remove the need for clear disclosures, eligibility checks and local compliance, particularly in emerging markets where retail users may view dollar yield products as savings accounts.
A payments stack, not just a vault
The larger strategy is to make Movement a settlement backend for stablecoin payments and yield products.
Phase two of the integration is expected to add cross-border payment settlement through Zoth’s infrastructure across South Asia, Southeast Asia and MENA corridors.
It would position Movement as part of the operating layer for remittances, stablecoin savings and payment settlement, while giving Zoth broader distribution across blockchain-native fintechs.
The $1 billion target is significant, but the market is becoming crowded. Card networks, fintechs, exchanges and stablecoin issuers are all trying to own the same corridor between digital dollars, regulated settlement and user-facing financial apps.
Movement is betting on faster money movement added with yield on stablecoin holdings.
The above article “Movement and Zoth Target $1B Stablecoin Payments Corridor With RWA Yield Layer” was first published on AlexaBlockchain. Read the complete article here: https://alexablockchain.com/movement-and-zoth-target-1b-stablecoin-payments-corridor-with-rwa-yield-layer/
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